Your perfect green loan match

We help you find the best green loan on the market. Quick and personalised. Rates from 2.79%.

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Quick and personalised

Green loans from 2.79%

No impact on your credit score

Solar panel installation on a residential roof

The hidden cost of interest-free

'Interest-free' finance may sound like a great deal, but there's hidden costs that'll hurt your hip pocket. It costs installers a lot to offer these interest free products, and those costs often find their way back to you.

Financing your home energy upgrade with 28Watt means you can ask your installer for their best cash price and avoid hidden upfront costs. Access ultra-low rates from 2.79% by uploading your quote today.

How it works

At 28Watt, we'll guide you through the process of accessing the lowest rate green loans in market. With rates starting from 2.79%, it's never been cheaper to finance your home energy upgrades like solar, batteries, and heat pump hot water systems.

1. Upload a quote

Upload a quote above to get started. Don't have a quote yet? Send us an email at hello@28watt.com.au.

2. Find a match

We quickly scan all green loans lenders to pinpoint the options you’re eligible for.

3. Choose your loan

Compare personalised offers side-by-side and select the rate and features that fit best.

4. Application

We’ll send you to the lender to complete your application.

5. Approval

Receive fast conditional approval so your upgrade can kick off without delay.

A lender for every green purchase

Planning to install solar panels, a home battery, an EV charger or a heat pump hot water system? 28Watt's free service unlocks special low rate green personalloans - the most cost effective way to fund your home energy upgrades.

We draw on a panel of 60+ lenders, from climate focused specialists to the big four, ensuring you never pay more than necessary for making sustainable improvements to your home - no paperwork headache, no sales pressure. Ready to power up your home for less? Compare lenders now.

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Why choose 28Watt

We are not your average broker. Our qualified brokers are also home energy efficiency experts. We understand exactly how to qualify your home to get the best rates in market and eliminate your energy bill.

Lowest rates
Access the lowest mortgage rates with green home loans
Expert support
We support you with green finance and your home energy upgrades.
Teamwork
We work with your installer to make sure your green loan ticks all boxes

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The standout green loans

CBA Green Loan

Interest rate: 3.99%, Comparison rate: 3.99%, Max amount: $30k, Max term: 10 years, no fees, mortgage required. For solar, batteries, hot water heat pumps, EV chargers, gas to electric cooking and more.

Westpac Sustainable Upgrades Loan

Interest rate: 3.74%, Comparison rate: 4.13%, Max amount: $50k, Max term: 10 years, mortgage required. For solar, batteries, hot water heat pumps, air-con, insulation, EV chargers, induction cooking and more.

ING Green Upgrade Loan

Fixed interest rate: 3.74%, Comparison rate: 5.12%. Max amount: $50k. For solar, batteries, hot water heat pumps, induction cooktops, and split system air-con (non-ducted). Includes removal of gas connections and appliances.

Our solar installer offered 28Watt’s services when we received our quote. I knew we wanted to pay with finance but wasn’t sure what the cheapest option was. Within minutes I could see Westpac, ING, and RACQ green-loan options side-by-side no extra paperwork. We picked the lowest rate and booked the install the same day.

Aiden Frost

Morphett Vale, SA 5162

The plumber replacing our old gas hot-water tank used 28Watt’s portal to pre-qualify us for Community First Bank’s eco-loan. The approval arrived before the new heat-pump was out of the box, and the repayments are less than our energy bill savings.

Rebecca James

Duncraig, WA 6023

A battery felt out of reach until the installer showed 28Watt’s financing options. Seeing exactly how much each lender would cost and the projected bill savings gave me the confidence to lock it in. I chose RACQ’s 6.99% green loan and cut the pay-back period by two years.

Hugo Maralas

Wagga Wagga, NSW 2650

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